The Pacific Maritime Club is the leading P&I insurer within the region, underwriting standard P&I covers as set out in the Rules. The Club is reinsured by Central Insurance, which is a state run organization, fully supported by the Government. Our clients include ship owners, operators, and charters of various vessel types, whom we are committed to serving their Protection and Indemnity needs professionally. Wave Friends Club covers against the following liabilities, should an owner/ operator/ charter require wider covers, the underwriting department is prepared to discuss, provide legal expertise and accommodate such requests if desired: Liability for Crew and other persons; Stowaways and refugees; Collision; Cargo; Pollution; Wreck removal; Legal costs, sue & labor; F.F.O; Fines; S.O.L and T.C.L.